Pavel Koval

University of Minnesota · Department of Economics

About

I am a PhD student at the University of Minnesota. My research interests are macroeconomic theory and information economics.

About

Research interests

My work studies how information acquisition and market power shape welfare, consumer surplus, and household decision-making.

Research

Working papers

Current research projects and working papers.

Working paper

Welfare Implications of Endogenous Information Acquisition and Monopoly Power

I study the effect of endogenous information acquisition by a monopolistic firm on consumer welfare. Information affects welfare through two opposing channels: more information leads to more efficient use of labor, but also more consumer surplus extracted. I show that information in a decentralized economy is over-acquired relative to welfare-optimal and social planner benchmarks.

The welfare-optimal benchmark assumes that a policymaker directly chooses information acquired by the monopolist to maximize welfare. I also study the welfare implications of the monopolistic information market. Higher price for information can be beneficial for welfare if the disutility from extracted consumer surplus dominates losses from less efficient use of labor.

Working paper

Marginal Propensity to Consume of Consumption and Savings Targeters

This paper provides an explanation for conflicting evidence on the relation between marginal propensity to consume and liquid assets. I study marginal propensity to consume out of liquid assets in an environment where agents infrequently update their financial plans and choose between consumption and savings as a decision variable in the utility maximization problem.

I show that average MPC consists of the average slope of policy functions in the economy and an additional component resulting from agents switching between decision variables. I assess the component in a dynamic consumption-savings model with income fluctuations and demonstrate that this component can explain conflicting evidence on the negative relation between MPC and liquid assets.

Published

Published paper

Economics Bulletin

Estimation of the consumption function of Russian households using RLMS microdata

P. Koval, A. Polbin, Economics Bulletin 40(3), 2254-2261.

This paper considers a simple model of permanent income in which households consume a certain share of permanent income, estimated using an adaptive expectations process based on actual income dynamics. The propensity-to-consume parameter depends on household characteristics including income decile, household size, number of children, and education.

Teaching

Teaching

Spring 2025

ECON 4831 Cost Benefit Analysis, Lecturer, University of Minnesota

2023-2024

ECON 1165, University of Minnesota. Lecturer: Adway De

Spring 2022

Public Economy, Lecturer, Lomonosov State University, Teaching Fellowship Exchange program

2020-2022

Macroeconomics I, Econometrics II, and Statistics, CERGE-EI

Contact

Department of Economics, University of Minnesota